Everything in one place

Built for the whole month, not the receipt.

A full money toolkit that stays light, fast and quiet, and free where it matters.

Wallets

Cash, bank, savings, crypto. Any currency, one honest total.

Transactions

Logged in three taps. Twenty-plus categories, or invent your own.

Budgets and alerts

A quiet nudge at 80%, not a lecture at 120%.

Savings goals

Watch the bar move. Deadlines you actually hit.

PREMIUM

Purchase simulation

“If I buy this, what's left?” Answered before you pay.

Group pots

Trips, flats and festivals. Everyone sees the same number.

Recurring payments

Rent and subscriptions log themselves. One tap to confirm.

PREMIUM

Reports and exports

Day to year in one screen. CSV, PDF or Excel when you need it.

Kroku Planner showing money left after planned payments and category budgets
The Planner

See tomorrow, today.

Most apps tell you where money went. Kroku subtracts everything still coming, including rent, subscriptions and planned buys, then shows what's genuinely left to spend.

  • Month outlook: current, planned and remaining
  • Category budgets with progress at a glance
  • Purchase simulation before you commitPREMIUM
Money with other people

One pot, one number, no arguments.

A trip, a flat, a festival fund. Everyone chips in, everyone sees the same total update in real time, and nobody has to share an account or chase anyone for a screenshot.

  • Invite by link, no app store detour
  • Every contribution logged with a name and a date
  • Shared budgets and goals inside the pot
Kroku group pot for a trip to Lisbon, showing progress and each member's contributions
Stay on track

Nudges, not nagging.

You choose exactly what Kroku is allowed to tell you, down to the individual alert, and it works even when the app is closed.

  • Payment reminders before the due date
  • Weekly summaries, goal progress and group activity
  • Every notification type off by default until you say otherwise
Kroku notification settings with toggles for goals, payments, weekly reports and budget alerts

Free forever. No card. Export or delete everything in one tap.